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May 13,  · The best way to get ahead of it is to proactively check your child’s credit report. Again, if there’s no foul play, there shouldn’t even be a credit file. In light of the COVID crisis, the three major credit bureaus (Equifax, Experian and TransUnion) are now allowing consumers to pull their credit reports weekly until April at no. Oct 24,  · You should check your child’s credit report with the big three credit bureaus (Experian, Equifax and Trans Union). I suggest doing so when your child turns At that point, the response from the credit bureaus should be that they have no file on your child. But, if there is a file, then you should obtain a copy (as the parent and guardian. Nov 22,  · These businesses should work with you to remedy the accounts and remove them from your child’s credit report. It’s important to make sure you work through these steps sooner rather than later. Read more